Soft Money Product Line

Soft Money Product Line

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Commercial Properties Only

Micro Balance Loans – Min $25,000 to Max $1,000,000 – Max LTV 70/80
Minimum FICO score 650
Owner User & Non Owner User Allowed

Full Documentation Loans Maximum LTV 70% Minimum Loan $25,000.00 Maximum $1,000,000.00

Limited Income Verification Loan Maximum Combined LTV 80% Minimum Loan $25,000 Maximum Loan $500,000.00 Loan Term 5 Years – 25 Years Fixed Rate & Adjustable, Fully Amortized

Property Types: Apartment Building | Mixed Use Buildings | Retail / Office Buildings | Warehouse Buildings | Day Care / Hair Salons | Auto | Hotel / Motel Only Considered.

Lending Locations: We serve brokers in 42 states but do not lend in Alabama,Alaska, Hawaii, Michigan, Nevada, North Dakota, Vermont and West Virginia.

Final LTV’s and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit and strength of real estate.

 

Hard Money Small Balance Loans

Hard Money Small Balance Loans

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Commercial Property Bridge Loans

Small Balance Loans – Min $250,000 to $5,000,000 – Max LTV 65%
NO Minimum FICO Score
Non Owner Investment Properties Only
Lite Documentation
Loan Terms 1-3 Years Interest Only

Property Types: Multi-family (Apartment Building), Office, Retail, Mixed-Use, Strip Center, Free Standing Commercial, Warehouse, Light Industrial, Self-Storage Only

Lending Locations: We serve brokers in 36 states but do not lend in CA, NV, AZ, MT, ND, SD, IL,MI,TN,AL,VT,NH,MA,NJ

Final LTV’s and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit and strength of real estate.

Bridge Loans Large Capital

Bridge Loans Large Capital

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Alternate Commercial Bridge Loan Program
* Large Balance Loans – Min $1 Million to Max $50 Million Max LTV 65%
* No Minimum Fico Score
* Non Owner Investment Properties Only
* Lite Documentation
* Loan Terms: 3 Months to 3 Years Interest Only
* Property Types: Multifamily | Office | Retail | Mixed-Use Only

Lending Locations: Nationwide

Time Sensitive Transactions: 1031 Exchanges, Expiring Purchase Contracts, Auctions, Partnership Buyouts, Distressed Scenarios, Bankruptcy Restructuring’s, Foreclosure Bailouts, Discounted Payoff Agreements.

Final LTV’s and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit and strength of real estate.

 

Investor SFR Portfolio Blanket Loans

Investor Portfolio Blanket Loans

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Designed for buy-and-hold investors

Loan Amounts: Min $150,000 / Min 5 units – No Max Limit on loan /units
Max LTV 75% On Fixed Rate – 70% on Interest Only
Loan Terms: 5 yrs or 10 yrs with balloon – Amortize 30 years or Interest Only
Rates 6.00 – 7.50
Commercial loan underwritten on property cash flow
No personal income verification
No limit to the number of properties that can be financed
Location: Nationwide
Property Types: SFR, Duplex, Triplex,

Final LTV’s and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit and strength of real estate.

 

 

Developers Program

Developers Program

Capital Raise Direct

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Direct Investor Capital Raising – Developers Program
Development Property Types: Multi-Family, Retail, Mixed-Use and Office Projects Only.

Loan Size: $250k -$5 Million
LTC Max 85%
Maturity: 12,24,36,60 or 84 month Terms
Primary Use: Acquisition & Construction Only
Closing Time: 15-30 days
Preferred Equity 10-18% | Common Equity Annual Interest Rates: Senior Debt 8-14% | Mezzanine Debt 10-16% | y 20% +

CRE Underwriters Inc – Intro, Set Up, Managing Fee – Minimum $2500 plus $125 hour billable weekly maximum cap of $12,500 over the life of Capital Raise Process.

Small Business Loans

Small Business Loans

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Loans, Line of Credit, Merchant Cash Advance
Min  $10,000

Working-capital loans give small businesses the ability to keep operations going while they increase their revenue streams.

Equipment loans provide financing for office equipment, tools, computers and mobile devices, machinery and vehicles necessary for running your business.

Professional practice loans help service providers in industries such as legal, accounting, insurance, health care and others to purchase real estate, renovate office space or refinance debt.

Preferred Rate Loan: Example
How it works:
$80,000 x 1.25% x 12 months
Cost of funding:
$12,000 or $47.62/day for 252 business days

Merchant Cash Advance Get up to 250% of your monthly credit card sales volume in one lump sum to take care of the things you need for your business.

Large Business Loans

Large Business Loans

 

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Debt Solutions
Financing Criteria
Senior Loan Size: $500K to $50M Plus
Subordinate/Junior Loan Size: $500K to $25M Company EBITDA: $500K Minimum for Subordinate/Junior Loan
Company Type: Private Companies or Publicly Traded

Location: US and Worldwide

Financing Solutions
• Asset-Based Revolving Lines of Credit
• Accounts Receivable
• Inventory (Wholesale and Retail)
• Purchase Orders
• Asset-Based Term Loans
• Machinery and Equipment
• Intellectual Property
• Commercial Real Estate

Small Business Solutions !

Small Business Solutions !

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Finally a company offering tools that big companies have in pocket but keep secret. NOW Available !

Its no secret lenders / investors use underwriting talent to assess risk and write guidelines to lend capital and why a borrower rarely has access. ACT NOW !

 

Key Opportunity to unlock the door to Access…. No Pressure Inquiries

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Ghost Underwriting Service

If your one of the Small Business Owners, Brokers, Real Estate Investors, Developers, Borrowers whom cant afford the luxury of owning your own bank to fund your dream projects but would benefit from partnering with us while maintaining your brand as we work in the background. Then we are your solution…………………..

Benefits: Small Business Owners – We can set up an array of capital stack options to fund your operation to providing your customers multiple methods to pay. You tell us your vision and will structure & underwrite an opportunity for funding.

Benefits: Brokers, RE Investors, RE Developers, industry professionals will benefit by utilizing a partial or full suit of services: You stay in control with no employee costs and instead of being a number elsewhere you get ethical preferred service, action, results and timely communications.

CRE Underwriters Inc takes care of it from application to post closing, so you can do what you do best and live the life you want.

If your a growing private money lender or invest money to lend like us then this is for you as our model never competes but complements.

Underwriting
Processing
Origination
Funding
Servicing
Secondary Market Services
Lending Warehouse Lines

This network of services may be branded or build to suit or per transaction and provides lower costs, mitigates risk while expanding your micro brokerage company footprint.

Contact Us Today !  Toll Free  +1-888-883-8040  ext 3

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Loan Processing

Savvy Start Up’s to Small Business Owners “Borrowers” , Brokers, Bankers, Lenders, Investors and financial intermediary’s use our loan processing services to create an application financial package that underwriters, investors, love to review and approve as its Servicing and/or Secondary Market and Funding Ready.

In the finance world a “Book is Judged by its Covers” often before the numbers are crunched. Communication is key and unless your application package speaks to the underwriter in a format understood you ‘WON’T’ get the desired results. Approved.

Brokers compare this too “A Blind Date” – Be Honest ? if you met your date for the first time having not showered, shaved , dirty messy cloths and hair all over ! You’d end the date quick? Its a good analogy as your application package  is what you look like if your a good credit risk.

Our processors are underwriter trained, and ready to serve so contact us today – Look forward to working with you !

Toll Free  +1-888-883-8040  ext 3

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Loan Origination

This commercial service is perfect for small independent Loan & Real Estate Agents / Brokers and financial intermediaries such as CPA’s, Attorneys, Real Estate Investors etc.

We also serve traditional Banks, FCU and other Private Lenders whom require certain performing and non performing loans to be removed from their portfolio.

Our loan origination agents are seasoned underwriters who activity contract with an array of wholesale private and public funding syndication whom purchase open and closed loans from us.

We access the full spectrum of the capital stack to fund your project, building or business venture, however, we refer out equity.
The origination starts upon application, then sized using our internal underwriting guidelines, if it debt services then a term sheet or conditional loan approval is issued.

Upon the clients approval of terms it moves into processing for document collection and packaging while verifying the supplied information. Upon completion a review by our underwriting and placement staff determines continued eligibility.

Typically schedule a phone interview to borrower or borrowers representative to verbally discuss the terms and costs associated with the transaction and if okayed an appraisal or valuation determination is ordered at borrowers expense and paid directly to the independent appraiser.

If the appraisal is good we lock in rate and terms and head to funding and close.

Approval can occur in 5-10 business days and closings with in 30 days or less depending a complete application package . The longest phase is the appraisal or valuation and depending on product guidelines can take from 1 – 3 weeks.
This service is offered to experienced professionals on a case by case basis.

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Closing Services

Closing and Funding Services are dependent upon location of transaction and vendor availability and the laws, hence if a wet or dry funding state pertaining too Investor SFR Transactions.

A commercial lender does not lend on owner occupied residential properties.

In most circumstances we must use our own closing services however were not opposed to working with new service providers.

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Servicing For Micro Investors

If you have five or less income producing properties per corporation, We will help you organize them and service them. We will organize and service all types of amortized or simple interest loans.

This program is for the small or start up real estate investor that needs a partner to manage micro portfolio of investment properties,  e.g. Notes held for cash flow.

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